Passing the FTC Safeguards Rule audit does not mean your dealership is secure. See how compliant dealerships still get breached and what a real penetration test reveals.

77 days of dwell time. Three simultaneous remote access tools on the domain controller. A kernel-level encryption driver reinstalling itself on a weekly schedule. This is the investigation that caught

The FTC Safeguards Rule applies to mortgage brokers and non-bank lenders with the same requirements and penalties as auto dealers. Most are not compliant.